5 BIG Ways to Save in 2025
Roanoke Valley Community Credit Union is committed to helping our members get more out of life by spending less on interest rates and monthly payments.
We’ve come up with FIVE great ways you save money, lower the stress, and achieve your financial goals!
This Year, Your Money Works for You
These five opportunities are designed with our members in mind, and now’s your chance to make 2025 your year.
1. Auto Loans – Up to 5.00% APR1 off Your Rate2
Moving your auto loan to RVCCU could mean lowering your rate by as much as 5.00% APR!1, 2 Save big on your car or truck by lowering your monthly payment and saving thousands over the life of your loan.
Whether it’s a van for the family or your fantasy hot rod, we can help make it affordable.
2. Credit Cards – 5.49% APR1 for 24 Months on Balance Transfers3
High-interest credit card payments are total budget busters. By transferring your other balances to your RVCCU VISA® Credit Card at 5.49% APR1, you save thousands in interest alone compared to double-digit credit card rates!
Save your budget and get real savings you can put towards paying down debt or growing savings.
3. Hybrid HELOCk – 5.00% APR1 Intro-Rate4
Your home is your most valuable asset and now a source for opportunity. Secure a 5.00% APR1 introductory rate on a Hybrid HELOCk4 and get the money you need to make your big plans a reality.
Tackle that dream renovation, consolidate your debts, or be prepared to cover any major expense—all while saving on an affordable, convenient monthly payment!
4. Rewards Checking – Earn up to $5005
With Rewards Checking, get more from your banking and earn up to $500 over the course of 2025!5 Just meet simple, easy qualifications like having direct deposits and using your RVCCU debit card.
Being smart with your banking is its own reward, but sometimes a reward should be a bit more—well, rewarding!
5. Personal Loans – 5.00% APR1
Start making big moves without taking on big costs. Whether paying off high-interest debt, funding your dream wedding, or handling an emergency, you deserve financing that’s affordable.
Secure your low rate personal loan today for lower payments and higher savings.
Make the Most of 2025 at RVCCU
At Roanoke Valley Community Credit Union, you can get the financing you need with payments you can afford. To learn more, visit rvccu.org or stop by your local branch today!
Not already a member? Find out if you qualify for membership with RVCCU and all the incredible services and benefits we have to offer!
2Limited time promotion. Approved rate will be higher of 5.00% APR less than member’s current external auto loan rate or Roanoke Valley Community Credit Union's current minimum floor rate. New rate cannot be lower than Roanoke Valley Community Credit Union's minimum floor rate. Members must meet loan qualifying criteria. All auto loans are subject to credit approval. Loans financed through dealer or manufacturer at or below Roanoke Valley Community Credit Union's minimum floor rate are ineligible. Roanoke Valley Community Credit Union reserves the right to extend, alter, or cancel this promotion at any time. Proof of current, external rate required. Terms and conditions apply. See credit union for details.
3*APR stands for annual percentage rate. The rate is based on creditworthiness and the term of the loan. A 5.49% introductory APR is available for a period of 24 balance cycles. After that, the APR will be 9.99% for Visa Platinum or 13.50% to 16.50% for Visa Classic or Visa Secured, based on creditworthiness. The APR will vary with the market based on the prime lending rate.
4Roanoke Valley Community Credit Union reserves the right to change or end the promotion at any time. See credit union for details. Equal Housing Lender. NMLS #807217.
5Limit one account per Social Security Number (SSN). Eligible accounts will receive $25 per month for up to 12 months, provided all qualifying criteria are met. Any remaining balance required to reach a total payout of $500 will be deposited at the beginning of the 13th month, contingent upon meeting all criteria for the full 12-month period. Accounts will only receive $25 for each month during which all criteria are satisfied. Qualifying criteria include the following: receipt of the entire pay via direct deposit, completion of at least 20 debit card transactions per month, enrollment in online banking, and activation of e-statements. Credit terms and conditions apply. Please contact the credit union for additional details. Membership eligibility required. Federally insured by NCUA.