Personal Loans

Personal Loans

Sometimes You Just Need Money

Signature/Unsecured

Secured

Holiday Helper Loans

Additional Information

We know that not every need fits neatly into a category. When life happens, you can choose either a secured or unsecured loan to get some extra cash.

Whether your needs are large or small, our personal loans have got you covered.

Life happens. We've got you covered.

Your signature is your collateral. We can offer generous loan amounts so that you can use these loans for almost anything life throws at you. We are also able to offer our members loyalty discounts on their loan rate.

Get some cash and keep your savings.

If you don't want to spend your hard-earned savings but still need some extra cash, this loan may be your solution. Securing your loan with money in your Savings or Certificate Account allows us to offer you an extremely low interest rate. Your savings will be available again after your loan is repaid.

Don't sweat this shopping season.

• Your list is bigger than your budget?
  Borrow up to $1,500.00.

• Feel like you're running out of time?
  Applying only takes a few minutes.

• Your credit history isn't the best?
  Approval doesn't depend on your credit score. No credit check is required for current members.

• Worried about making payments during the holidays?
  Holiday Helper payments won't start until January.

• Wondering what you'll do next holiday season?
  Make your payments on time and the loan will be gone before it's time to shop again.

Additional Information

Applications are typically available between September 1 and December 31.

No credit check is for current members only. New members will have their identity verified through a credit report as required by our Member Identification Program.

This loan is for qualified applicants only. Approved loan amount will be tiered to $500.00, $1,000.00, or $1,500.00 based on qualifications. Loans will report to the major credit reporting agencies and will be cross-collateralized with your other RVCCU loans. Members may not qualify if any accounts with the credit union are not in good standing or if current loans and/or Member Privilege have been delinquent. Member must have never caused a loss to the credit union. Direct deposit is required. Other qualifications may apply. All applicants will be charged a non-refundable $75.00 fee that will be deducted from the loan amount.

All loans are subject to credit approval.
Please contact one of our Financial Service Representatives for more details.